8 North State Street | Suite 300 | Painesville, OH 44077

Community Services: 440-354-2148 | Energy Assistance: 440-350-9160

8 North State Street | Suite 300 | Painesville, OH 44077

Community Services: 440-354-2148
Energy Assistance: 440-350-9160

8 North State Street | Suite 300
Painesville, OH 44077

Community Services: 440-354-2148
Energy Assistance: 440-350-9160

Buy Car

An innovative program that can assist eligible Geauga County residents with the purchase of a car. Clients achieve a savings goal and Lifeline will contribute toward the purchase of a car.  Tax returns can even be used to contribute to the savings goal. Applicants must be in an approved school or educational program or be employed to be eligible.  All participants must complete ten hours of financial empowerment classes, as well as a vehicle asset class.

Individual Development Account (IDA)

An asset-building and financial literacy education program that provides long term self-sufficiency planning for eligible residents who have an earned income.  This opportunity provides a comprehensive financial literacy education to improve money management skills. Applicants must choose from one of the three approved asset goals: home purchase, microenterprise or an educational goal. Additional financial education will be required that is asset specific. The IDA Program requires participants to commit to a monthly savings goal and attend financial case management sessions with Program Coordinator. Applicants are enrolled between six and 18 months and upon program completion, a financial match is made to the applicants savings account that must be used toward one of the three asset goals.   Applicants must also be referred by a collaborating agency in Geauga County and complete an application packet.

Volunteer Income Tax Assistance Program

During tax season Lifeline will provide tax preparation assistance for the community through the VITA Program.  This program, in partnership with the IRS, will allow low to moderate-income households to participate in free tax preparation sessions with IRS certified tax preparation volunteers. The goal is to maximize the amount of the tax return and be provided basic financial literacy information. Applicants must live in Geauga County and meet program income eligibility.

JumpStart

This program offers financial assistance to eligible households who need car repairs.  The maximum amount of assistance is $1,000 per household.  All applicants must be over the age of 18 and have documented car insurance.  Estimates provided by partnering mechanic businesses must document the car will remain “road worthy” after inspection. An estimate will need to be provided before assistance is approved.

View the flyer HERE.

Financial Empowerment Classes

A ten hour financial literacy program is available to eligible Geauga County residents.  Each class will cover a different topic including savings for emergencies or goals, tracking expenses, dealing with debt, understanding credit scores and protecting your money.  Small classes offer opportunities for interaction and skill building.  The classes are offered as a series and is not offered as individual classes.  A fee of $25 must be paid at time of program intake.

 

Click HERE to see the flier.